

Message from Chairman

Assistant Professor Krit Umpote
- Chairman and Independent Director
The year 2024 has continued to be a challenging one for the used truck leasing sector amidst economic volatility, rising interest rates, and intense industry competition. Nevertheless, our company remains committed to its mission, balancing the interests of all stakeholders, including customers, partners, shareholders, employees, and society at large.
We emphasize the development of digital technology to enhance our services while maintaining high standards of corporate governance. We continue to focus on personnel development, prudent risk management, and building business sustainability. Over the past year, we initiated an AI-based credit assessment project to improve credit evaluation efficiency and reduce business risks.
In terms of performance, our company has maintained strong financial stability, receiving a corporate credit rating of "BB" from TRIS Rating. Additionally, we have been recognized for our excellence in various areas:
Achieved a "BBB" rating in the SET ESG Ratings for 2024.
Received a perfect score of 100 in the 2024 AGM Checklist, rated as "Excellent and Exemplary."
Certified for Information Security Management System standards.
Rated as "Very Good" in the Corporate Governance Report (CGR) for listed companies.
Finally, on behalf of the Board of Directors of Micro Leasing Public Company Limited, I would like to thank our shareholders, customers, business partners, financial institutions, and all stakeholders for their continued support. I also extend my gratitude to the management team and employees for their dedication. I am confident that with a strong foundation and the cooperation of all parties, our company will overcome challenges and continue to grow sustainably in the future.